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Individual & Family Health Insurance
Purchasing health insurance is one of the best ways to protect yourself and your family from unexpected happenings. Rising medical costs provide a legitimate reason to research and learn more about your insurance coverage. The time to learn about your plan is now, not after a major illness where you may find your coverage to be inadequate. Majority of bankruptcies are a result of not having adequate medical and disability insurance, you don't have to be a statistic.
At Great Lakes Insurance , we can help you determine which type of policy is best for your situation. Let's face it, there are a lot of choices and it can be confusing. We try to keep it as straight forward as possible while providing you with the most "bang for the buck" on the plans we present you. As brokers, we have the freedom of working with several companies to offer the plans we feel will best suit your needs and yet be affordable.
There are ways you can save on your insurance costs.
1. Consider a higher deductible than you have had in the past. It may seem uncomfortable at first, but you can realize a savings every month that could surpass your increased deductible and continue to save you money for years.
2. Save money on prescriptions by asking for samples, a generic version of your medicine, and buying through the mail for multiple months' supply. You can also save by finding out if a different dosage of your medicine costs less. Sometimes splitting a pill can save up to $50 per month! Check out the article on the "News" tab on the left side of the page for more cost saving information.
3. Find out how to make your medical expenses tax deductible and/or how to pay for them with tax-deferred money. Health Savings Account plans can really save you money. Small business may wish to set up a Defined Contribution Plan. Ask me about the details.
4. Work with a broker. Insurance rates are regulated by the state and will not vary among various agents, so work with someone who gives you the service you deserve. At Great Lakes, we will always be on the look out for the best policy for YOU!
5. Know when to make a choice for a better policy. Like the saying goes, "you get what you pay for", there are reasons why some policies cost a little more than others. Don't be afraid to find out why and see if it's worth the extra. We take the time to explain the differences between the policies.
6. Consider an Accident policy to supplement a high deductible policy. It doesn't cost much and can provide you with most of the initial outlay required to meet your deductible. It saves far above what a lower deductible policy would charge. For more information, please contact us.
For an instant online health insurance quote for you or your family, please fill out our online form or call us at 888-883-5290. We look forward to helping you find the best plan for your family.
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Quotes